Private Student Loans for College
Find the loan that fits you best. Plus, we’ll make it fast and easy.
- 3-minute application
- Instant credit decision
- No application or origination fees
Private Student Loan Rates
Variable Rates
3.89%
to 17.99% APR
(all rates shown include auto-pay discount)1
Fixed Rates
2.05%
to 17.99% APR
(all rates shown include auto-pay discount)1
A better private student loan experience
Simple Application Process
Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.
Customized Repayment Options
Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.
Choice of Loan Terms
Choose how long it takes to repay your student loan based on your budget. Options include 5, 8, 10, and 15 years.2
Full Support
Cover up to 100% of your cost of attendance including tuition, fees, books, housing, and other costs.3
A simple private loan process. Now that's a novel concept.
1. Submit Your Application
Apply online in 3 minutes and get an instant credit decision. Easily add your cosigner with no hassle.
2. Personalize Your Repayment Plan
Choose if you want to make payments while in school, and select how quickly you pay it back.
3. Accept & Sign Your Loan
No paperwork or uploads. Sign your terms electronically, and we'll take care of the rest with your school.
Ready to Get Started?
Looking for other loan options?
Footnotes
1
Variable rates may increase after consummation. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit. Approved interest rate will depend on creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of the Flat Repayment Option with the shortest available loan term.
2
This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate ("APR"): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
3
As certified by your school and less any other financial aid you might receive. Minimum $1,000.
*Additional Information
Total Loan Amount - Cover up to 100% of your cost of attendance, as certified by your school and less any other financial aid you might receive, minimum $1,000. Autopay Discount - The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate ("APR"): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Variable rates may increase after consummation.