Graduate Student Loans
You worked hard to get to graduate school. Here's one part we can make easier - paying for your education.
- 3-minute application
- Instant credit decision
- No application or origination fees
Graduate Student Loan Rates
Variable Rates
4.24%
to 14.49% APR
(all rates shown include auto-pay discount)1
Fixed Rates
3.24%
to 14.49% APR
(all rates shown include auto-pay discount)1
Advanced Loans for Advanced Degrees
Simple Application Process
Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.
Customized Repayment Options
Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.
Choice of Loan Terms
Choose how long it takes to repay your graduate loan based on your budget. Options include 5, 8, 10, and 15 years.2
Full Support
Cover up to 100% of the costs of a postgraduate, masters, or doctoral degree3 with no originations fees.
Other Graduate Loan Options
How We Compare With Other Lenders
| Lenders | College Ave | Sallie Mae | Discover |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 |
|
| Choice of loan terms (years you take to repay) |
|
|
|
| Apply in 3 Minutes |
|
|
|
| Fees to Apply | None | None | |
| Choice of Fixed or Variable Interest Rates |
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Comparisons based on information obtained on lenders' websites as of 05/29/2025
Ready to Get Started?
Pursuing an undergrad degree?
Footnotes
1
The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.
2
This informational repayment example uses typical loan terms for a first year graduate student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7.10% fixed Annual Percentage Rate ("APR"): 120 monthly payments of $141.66 while in the repayment period, for a total amount of payments of $16,699.21. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
3
As certified by your school and less any other financial aid you might receive. Minimum $1,000.