Skip to Main Content

Graduate Student Loans

You worked hard to get to graduate school. Here's one part we can make easier - paying for your education.

  • 3-minute application
  • Instant credit decision
  • No application or origination fees
Apply Now
student working on a laptop at a desk with textbooks

Graduate Student Loan Rates

Variable Rates

Image of a computer screen with a line chart illustrating variable interest rates available for a private student loan with College Ave Student Loans. icon

4.24%

to 14.49% APR

(all rates shown include auto-pay discount)1

Fixed Rates

Image of a computer screen with a line chart illustrating fixed interest rates available for a private student loan with College Ave Student Loans. icon

3.19%

to 14.49% APR

(all rates shown include auto-pay discount)1

Advanced Loans for Advanced Degrees

Undergraduate product image

Simple Application Process

Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.

Customized Repayment Options

Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.

Choice of Loan Terms

Choose how long it takes to repay your graduate loan based on your budget. Options include 5, 8, 10, and 15 years.2

Full Support

Cover up to 100% of the costs of a postgraduate, masters, or doctoral degree3 with no originations fees.

Other Graduate Loan Options

medical

Medical School Loan

For grad students seeking to become a Doctor of: Medicine (MD), Osteopathic Medicine (DO), Veterinary Medicine (DVM, VMD), or Podiatric Medicine (PM).
a tooth

Dental School Loan

For grad students seeking to become a Doctor of: Dental Surgery (DDS), Medicine in Dentistry or Dental Medicine (DMD).
graduation hat

Graduate Student Loan Plus

Need Content here.

How We Compare With Other Lenders

Lenders College Ave Sallie Mae Discover
Number of Repayment Options

4

3

Not Accepting Applications as of January 31, 2024.
Choice of loan terms (years you take to repay)
Image of a check-mark on the College Ave Student Loans website.
Apply in 3 Minutes
Image of a check-mark on the College Ave Student Loans website.
Fees to Apply None None
Choice of Fixed or Variable Interest Rates
Image of a check-mark on the College Ave Student Loans website.
checkmark

Comparisons based on information obtained on lenders' websites as of 06/30/2025

Highly recommend College Ave

I had searched online for reviews of college loan companies and College Ave came highly recommended. I can say throughout the entire process I would heartily agree. Very upfront transparent and extremely organized on their site. Having never undertaken such a big project it can be somewhat intimidating but they did a great job laying out the different options and all the different payment plans with excellent definitions for complete understanding of the decisions that you were making. Very accurate on their distribution of funds and no hitches in the process at all!

Mark

09/07/24

The lowest interest rates on private student loans

The application and process were easy to navigate, and the results were within minutes. College Ave keeps us updated weekly until the school certifies the loan and the disbursement dates are out.

Dennis

08/22/24

Fast and honest service.

It was fast and honest service, the terms were laid out clearly and we were advised to get Federal Loans if we could for their lower interest rates. It showed us that they really do care about their clients and aren't just trying to screw you over. I don't know about customer service, as the entire process was digital and didn't need us to speak to anyone, but we still had the option to chat - we just never had to because it was so simple.

Rianna

07/26/24

Rocketship icon

Ready to Get Started?

Apply Now

Pursuing an undergrad degree?

Undergrad Student Loan

Footnotes
1

The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.

2

This informational repayment example uses typical loan terms for a first year graduate student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7.10% fixed Annual Percentage Rate ("APR"): 120 monthly payments of $141.66 while in the repayment period, for a total amount of payments of $16,699.21. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

3

As certified by your school and less any other financial aid you might receive. Minimum $1,000.

Apply

Which product best suits you?

Undergraduate Loan

Graduate Loan

Career Loans

Parent Loan

Student Loan Refinancing

Interested in building your credit?

Set sights on a brighter financial future by establishing a positive credit history easily and safely with Ambition Card.‡

Ambition Card by College Ave
Find My Application