Dental School Loans
Your specialty is science; ours is finance. Let us help you make paying for dental school simple.
- 3-minute application
- No application or origination fees
- Option to defer during residency
College Ave's Dental School Loan
Variable Rates
3.89%
to 15.99% APR
(all rates shown include auto-pay discount)1
Fixed Rates
2.59%
to 15.99% APR
(all rates shown include auto-pay discount)1
A Loan Designed for Dentists
Simple Application Process
Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.
Customized Repayment Options
Decide if you want to start repaying immediately or wait until you complete your degree. 12-month grace period offered after you leave school.
Choice of Loan Terms
Choose how long it takes to repay your dental school loan based on your budget. Options include 5, 8, 10, 15, and 20 years.2
Full Support
Cover up to 100% of the costs of a dental degree3 with no origination fees.
Relief During Residency
Defer up to an additional 24 months for payment flexibility while in residency.
How Does Our Dental School Loan Compare?
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 | 3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| Grace Period | 12 months | 12 months | 6 months |
| Deferment During Residency |
|
|
|
Comparisons based on information obtained on lenders' websites as of February 24th, 2026.
Ready to Get Started?
Pursuing a different graduate degree?
Footnotes
1
The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.
2
This informational repayment example uses typical loan terms for a first year dental school student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 6.21% fixed Annual Percentage Rate ("APR"): 120 monthly payments of $152.82 while in the repayment period, for a total amount of payments of $18,338.77. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
3
As certified by your school and less any other financial aid you might receive. Minimum $1,000. Maximum $150,000. You must be enrolled in a Doctor or Dental Surgery (DDS), Medicine in Dentistry or Dental Medicine (DMD) degree program at an eligible school to qualify for the College Ave Student Loans Dental School Loan.