Graduate Student Loans

Graduate students with strong credit deserve choices that recognize and reward their credit history.

  • No application or origination fees
  • Flexible repayment options
  • 3-minute application

Graduate Student Loan Rates

Variable Rates

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4.54%

to 14.49% APR

(all rates shown include auto-pay discount)1

Fixed Rates

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3.47%

to 14.47% APR

(all rates shown include auto-pay discount)1

College Ave Grad Loan vs. Grad PLUS Loan

While most people should pursue federal loan options first due to the benefits they provide, individuals with strong credit can benefit from a customized private loan. Compare our grad loan with the Grad PLUS loan below.

College Ave Grad Loan Grad Plus Loan3
Loan funds sent to school
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Choice of Fixed or Variable rates
Origination Fee 4.228%
Interest Rate 3.47%(Fixed)
Standard Repayment Term 10 Years
Application Process FAFSA(Completion Required)

Comparisons based on information obtained on the Federal Student Aid website as of February 3, 2025.

Advanced Loans for Advanced Degrees.

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Simple Application Process

Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.

Customized Repayment Options

Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.

Choice of Loan Terms

Choose how long it takes to repay your graduate loan based on your budget. Options include 5, 8, 10, and 15 years.2

Full Support

Cover up to 100% of the costs of a postgraduate, masters, or doctoral degree4 with no originations fees.

College Ave customer service is great.

College Ave made the loan process easy. They communicated every step of the way and included weekly status updates. They have several loan options and were competitive on interest rates.

Kristen S.

07/17/2018

Outstanding!

It is very easy to apply, once you get approved they will send confirmation to the school and you can start your class. They have the best customer service.

Kim M.

10/03/2017

Very Helpful and Good

When I was in need of money to pay for graduate school, College Ave came through with affordable options. Very good.

Emma S.

09/13/2017

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Footnotes

1

All rates shown include auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.

2

This informational repayment example uses typical loan terms for a first year graduate student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7.10% fixed Annual Percentage Rate ("APR"): 120 monthly payments of $141.66 while in the repayment period, for a total amount of payments of $16,699.21. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

3

Direct PLUS Loan details from https://studentaid.gov. Federal loans carry special benefits, such as public service forgiveness, that are not available with private loans. Loan Interest Rates and Fees for Direct PLUS Loans first disbursed on or after July 1, 2024, and before July 1, 2025, the interest rate is 9.08%. This is a fixed interest rate for the life of the loan. Additionally, there is a loan fee on all Direct PLUS Loans. The loan fee is a percentage of the loan amount and is proportionately deducted from each loan disbursement. The percentage for all Direct PLUS loans first disbursed on or after Oct. 1, 2020, is 4.228%. Loans first disbursed before that date had different loan fees.

4

As certified by your school and less any other financial aid you might receive. Minimum $1,000.

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