Find Your Perfect Parent Loan

You raised the student, we raised the bar on ways to pay for school.

  • No application or origination fees
  • Flexible repayment options

Parent Loan Rates

Variable Rates Icon

Variable Rates

5.59% - 17.99% APR

Fixed Rates Icon

Fixed Rates

4.22% - 17.99% APR

(all rates shown include auto-pay discount)1

girl with parents


Simple Application Process

Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.

Customized Repayment Plans

Choose between a fixed or variable rate option, select your own repayment plan, and decide how long to repay your loan.

Loan terms from 5-15 years2

Full Support

Cover up to 100% of your cost of attendance including tuition, fees, books, housing, and other costs. 3

Parent Loan vs. Cosign a Loan

Many parents use student loans as a way to help pay for their child's education. If you are looking at private student loans to pay for college expenses, you have two options: take out a parent loan or cosign a student loan with your child. We're here to help you understand the details as you explore your options.




You (the parent) assume full repayment responsibility.

Borrower and cosigner equally share repayment responsibility.

No impact to student's credit.

Responsible repayment helps student build credit.


Shannon S.

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Outstanding Service!!!

College Avenue is very user friendly and great customer service. I had no problems at all with my daughter's college loan :)


Robin G.

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Easy to do

This loan process was so easy and their communication with me was great. I don’t know why anyone has to stress over student loans and getting your child the money you need.


Carolyn J.

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Parent of Student

This is the 2nd year we have been approved for a Student Loan. The process is very easy and the customer service is Awesome. Everyone was so helpful. The email confirmations take the guess work out of What is happening with my Loan.


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