Student Loans for College

Find the loan that fits you best. Plus, we’ll make it fast and easy.

3-minute application
Instant credit decision
No application or origination fees

Apply Now

Undergraduate Student Loan Rates

Variable Rates

5.59% - 17.99% APR

Fixed Rates

3.59% - 17.99% APR

(all rates shown include auto-pay discount)¹

College Ave's Undergraduate Loan

A Better Student Loan Experience

Simple Application Process

Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.

Customized Repayment Options

Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.

Choice of Loan Terms

Choose how long it takes to repay your student loan based on your budget. Options include 5, 8, 10, and 15 years.²

Full Support

Cover up to 100% of your cost of attendance including tuition, fees, books, housing, and other costs.³

How to Apply

A Simple Student Loan Process.
Now that's a Novel Concept.

1. Submit Your Application

Apply online in 3 minutes and get an instant credit decision. Easily add your cosigner with no hassle.

2. Personalize Your Repayment Plan

Choose if you want to make payments while in school, and select how quickly you pay it back.

3. Accept & Sign Your Loan

No paperwork. Sign your terms electronically, and we'll take care of the rest with your school.

Michele B.

Quick Approval

College Ave was able to quickly approve the loan application and funding followed. It was so easy. Thank you for making what is often a stressful situation, stress-free!

Catherine S.

Very Simple Process

This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!

Kris D.

Easy Process, Great Communication

You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!

SEE ALL REVIEWS

Ready to Get Started?

Apply Now

Looking for other loan options?

Graduate Student Loan

Parent Loan

View Footnotes

The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.
This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
As certified by your school and less any other financial aid you might receive. Minimum $1,000.

2% principal balance reduction will be applied as a statement credit to your College Ave Loan upon validation that you have completed your Undergraduate or Graduate degree program. Contact College Ave for specific details (844) 422-7502. AAA Club Alliance Terms & Conditions.
AAA members receive a 0.25% interest rate reduction on In-school loans that are opened through the AAA member benefits portal. The AAA member discount will be applied to your loan account after the initial disbursement occurs.
1% principal balance reduction will be applied as a statement credit to your College Ave Loan upon validation that you have completed your Undergraduate or Graduate degree program. Contact College Ave for specific details (844) 422-7502. Creative Planning Terms & Conditions.
Creative Planning members receive a 0.25% interest rate reduction on In-school loans that are opened through the Creative Planning member benefits portal. The Creative Planning member discount will be applied to your loan account after the initial disbursement occurs.
AAFP Member Advantage Members receive a 0.25% interest rate reduction on In-school loans that are opened through the AAFP Member Advantage member benefits portal. The AAFP Member Advantage member discount will be applied to your loan account after the initial disbursement occurs.

California Association of Orthodontists Members receive a 0.25% interest rate reduction on In-school loans that are opened through the California Association of Orthodontists member discount will be applied to your loan account after the initial disbursement occurs.
Student Doctor Network members receive a 0.25% interest rate reduction on In-school loans that are opened through the StudentDoctor.net member portal. The Student Doctor Network member discount will be applied to your loan account after the initial disbursement occurs.
AAA Northeast members receive a 0.25% interest rate reduction on In-school loans that are opened through the AAA Northeast member benefits portal. The AAA Northeast member discount will be applied to your loan account after the initial disbursement occurs.
College Sports Communicators members receive a 0.25% interest rate reduction on In-school loans that are opened through the College Sports Communicators member benefits portal. The College Sports Communicators member discount will be applied to your loan account after the initial disbursement occurs.
FSP members receive a 0.25% interest rate reduction on In-school loans that are opened through the FSP member benefits portal. The FSP member discount will be applied to your loan account after the initial disbursement occurs.
NSCS members receive a 0.25% interest rate reduction on In-school loans that are opened through the NSCS member benefits portal. The NSCS member discount will be applied to your loan account after the initial disbursement occurs.
SEIU Members receive a 0.25% interest rate reduction on In-school loans that are opened through the SEIU member benefits portal. The SEIU member discount will be applied to your loan account after the initial disbursement occurs.
NEA Members receive a 0.25% interest rate reduction on In-school loans that are opened through the NEA member benefits portal. The NEA member discount will be applied to your loan account after the initial disbursement occurs.

*Additional Information
Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation. Repayment Example – This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Total Loan Amount – As certified by your school and less any other financial aid you might receive. Minimum $1,000.

Student Loans for College

Find the loan that fits you best. Plus, we’ll make it fast and easy.

1.00% principal balance reduction on In School loans upon borrower graduation⁴

0.25% member interest rate reduction on In School loans⁵

2.00% principal balance reduction on In School loans upon borrower graduation⁴

0.25% member interest rate reduction on In School loans⁵

DC Bar members receive a 0.25% interest rate discount⁴ on all in-school loans.

AAFP Member Advantage Members receive a 0.25% interest rate discount⁴ on all in-school loans.

California Association of Orthodontists members receive a 0.25% interest rate discount⁴ on all in-school loans.

Student Doctor Network members receive a 0.25% interest rate discount⁴ on all In-school loans.

AAA Northeast members receive a 0.25% interest rate discount⁴ on all In-school loans.

College Sports Communicators members receive a 0.25% interest rate discount⁴ on all In-school loans.

FSP members receive a 0.25% interest rate discount⁴ on all In-school loans.

NSCS members receive a 0.25% interest rate discount⁴ on all In-school loans.

SEIU members receive a 0.25% interest rate discount⁴ on all In-school loans.

NEA members receive a 0.25% interest rate discount⁴ on all In-school loans.

District of Columbia Dental Society members receive a 0.25% interest rate discount⁴ on all in-school loans.

Undergraduate Student Loan Rates

Variable Rates

Fixed Rates

College Ave's Undergraduate Loan

A Better Student Loan Experience

Simple Application Process

Customized Repayment Options

Choice of Loan Terms

Full Support

How to Apply

A Simple Student Loan Process.
Now that's a Novel Concept.

1. Submit Your Application

2. Personalize Your Repayment Plan

3. Accept & Sign Your Loan

Cosigning Made Easy

Michele B.

Quick Approval

Catherine S.

Very Simple Process

Kris D.

Easy Process, Great Communication

Ready to Get Started?

About Us

Student Loans for College

Find the loan that fits you best. Plus, we’ll make it fast and easy.

1.00% principal balance reduction on In School loans upon borrower graduation4

0.25% member interest rate reduction on In School loans5

2.00% principal balance reduction on In School loans upon borrower graduation4

0.25% member interest rate reduction on In School loans5

DC Bar members receive a 0.25% interest rate discount4 on all in-school loans.

AAFP Member Advantage Members receive a 0.25% interest rate discount4 on all in-school loans.

California Association of Orthodontists members receive a 0.25% interest rate discount4 on all in-school loans.

Student Doctor Network members receive a 0.25% interest rate discount4 on all In-school loans.

AAA Northeast members receive a 0.25% interest rate discount4 on all In-school loans.

College Sports Communicators members receive a 0.25% interest rate discount4 on all In-school loans.

FSP members receive a 0.25% interest rate discount4 on all In-school loans.

NSCS members receive a 0.25% interest rate discount4 on all In-school loans.

SEIU members receive a 0.25% interest rate discount4 on all In-school loans.

NEA members receive a 0.25% interest rate discount4 on all In-school loans.

District of Columbia Dental Society members receive a 0.25% interest rate discount4 on all in-school loans.

Undergraduate Student Loan Rates

Variable Rates

Fixed Rates

College Ave's Undergraduate Loan

A Better Student Loan Experience

Simple Application Process

Customized Repayment Options

Choice of Loan Terms

Full Support

How to Apply

A Simple Student Loan Process. Now that's a Novel Concept.

1. Submit Your Application

2. Personalize Your Repayment Plan

3. Accept & Sign Your Loan

Cosigning Made Easy

Michele B.

Quick Approval

Catherine S.

Very Simple Process

Kris D.

Easy Process, Great Communication

Ready to Get Started?

About Us

1.00% principal balance reduction on In School loans upon borrower graduation⁴

0.25% member interest rate reduction on In School loans⁵

2.00% principal balance reduction on In School loans upon borrower graduation⁴

0.25% member interest rate reduction on In School loans⁵

DC Bar members receive a 0.25% interest rate discount⁴ on all in-school loans.

AAFP Member Advantage Members receive a 0.25% interest rate discount⁴ on all in-school loans.

California Association of Orthodontists members receive a 0.25% interest rate discount⁴ on all in-school loans.

Student Doctor Network members receive a 0.25% interest rate discount⁴ on all In-school loans.

AAA Northeast members receive a 0.25% interest rate discount⁴ on all In-school loans.

College Sports Communicators members receive a 0.25% interest rate discount⁴ on all In-school loans.

FSP members receive a 0.25% interest rate discount⁴ on all In-school loans.

NSCS members receive a 0.25% interest rate discount⁴ on all In-school loans.

SEIU members receive a 0.25% interest rate discount⁴ on all In-school loans.

NEA members receive a 0.25% interest rate discount⁴ on all In-school loans.

District of Columbia Dental Society members receive a 0.25% interest rate discount⁴ on all in-school loans.

A Simple Student Loan Process.
Now that's a Novel Concept.