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Student Loans for College

Find the loan that fits you best. Plus, we’ll make it fast and easy.

  • 3-minute application
  • Instant credit decision
  • No application or origination fees
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Image of a undergraduate student and their parents sitting on a couch reviewing their loan options with College Ave Student Loans.

Undergraduate Student Loan Rates

Variable Rate

Image of a computer screen with a line chart illustrating variable interest rates available for a private student loan with College Ave Student Loans. icon

4.24%

to 17.99% APR

Fixed Rate

Image of a computer screen with a line chart illustrating fixed interest rates available for a private student loan with College Ave Student Loans. icon

3.19%

to 17.99% APR

(all rates shown include auto-pay discount)1

A Better Student Loan Experience

Image of a student looking at their private student loan options with College Ave Student Loans.

Simple Application Process

Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.

Customized Repayment Options

Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.

Choice of Loan Terms

Choose how long it takes to repay your student loan based on your budget. Options include 5, 8, 10, and 15 years.2

Full Support

Cover up to 100% of your cost of attendance including tuition, fees, books, housing, and other costs.3

A Simple Student Loan Process. Now that's a Novel Concept.

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1

Submit Your Application

Apply online in 3 minutes and get an instant credit decision. Easily add your cosigner with no hassle.

2

Personalize Your Repayment Plan

Choose if you want to make payments while in school, and select how quickly you pay it back.

3

Accept & Sign Your Loan

No paperwork. Sign your terms electronically, and we'll take care of the rest with your school.

Fast and honest service.

It was fast and honest service, the terms were laid out clearly and we were advised to get Federal Loans if we could for their lower interest rates. It showed us that they really do care about their clients and aren't just trying to screw you over. I don't know about customer service, as the entire process was digital and didn't need us to speak to anyone, but we still had the option to chat - we just never had to because it was so simple.

Rianna

07/26/24

Highly recommend College Ave

I had searched online for reviews of college loan companies and College Ave came highly recommended. I can say throughout the entire process I would heartily agree. Very upfront transparent and extremely organized on their site. Having never undertaken such a big project it can be somewhat intimidating but they did a great job laying out the different options and all the different payment plans with excellent definitions for complete understanding of the decisions that you were making. Very accurate on their distribution of funds and no hitches in the process at all!

Mark

09/07/24

Professional, Efficient, Peace of Mind

After a few nightmare experiences from other student loan companies (both private and government), dealing with College Ave is like a breath of fresh air. Everything is done online seamlessly with prompt communications at every step of the way. Didn't have to do anything other than fill out a simple online form. This is how any loan application process should be.

Ethan

12/11/24

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Ready to Get Started?

Apply Now

Looking for other loan options?

Graduate Student Loan Parent Loan

Footnotes
1

Variable rates may increase after consummation. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit. Approved interest rate will depend on creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of the Flat Repayment Option with the shortest available loan term.

2

This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

3

As certified by your school and less any other financial aid you might receive. Minimum $1,000.

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Which product best suits you?

Undergraduate Loan

Graduate Loan

Career Loans

Parent Loan

Student Loan Refinancing

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