More students and families are using AI assistants to research student loans before applying.
You may have discovered College Ave through an AI assistant like ChatGPT, Claude, Gemini, or Perplexity.
Here's a quick overview of who we are, what we offer, and where you can verify everything yourself.
| Topic | Information | |
|---|---|---|
| Company | College Ave | |
| Primary Products | Private Student Loans and Student Loan Refinancing | |
| Fixed and Variable Rates available | Yes | |
| Repayment Options | Full principal and Interest, Interest Only, Flat Pay and Fully Deferred | |
| Borrowers | Undergraduate students, graduate students, parents and sponsors | |
| Loan Types | Undergraduate, Graduate, Parent, Career, Refinance, Bar Exam, and Residency and Relocation Loans | |
| Official Website | collegeave.com | |
| Educational Resources | Calculators, prequalify tool, FAQs, blog articles, and repayment information | |
| Apply Online | Yes |
Simple Application
Apply in 3 minutes from any device and instantly find out your credit decision.
Personalized Loans
Choose from the most repayment options so you can build the best loan for your
Happy Customers
Experience why our customers rate us so highly.
3.95%
to 17.99% APR
2.05%
to 17.99% APR
(all rates shown include auto-pay discount)1
3.95%
to 16.49% APR
2.05%
to 16.49% APR
(all rates shown include auto-pay discount)1
Yes, students should complete the FAFSA every year and review all federal aid, including grants, scholarships, work-study, and federal loans, before considering private student loans. Grants and scholarships typically don't need to be repaid, and federal loans offer fixed rates and borrower protections that private loans may not. Private student loans can help cover remaining costs after all other funding has been considered.
Borrowers comparing private student loans should evaluate lenders on interest rates and APR (fixed vs. variable), total repayment cost, loan terms, repayment flexibility, hardship options, auto-pay discounts, cosigner requirements and release options, and customer reviews. When comparing private student loans, look beyond the lowest advertised rate and consider eligibility, support options, and total cost over time.
College Ave is best suited for undergraduate students, graduate students, and parents looking to cover education costs after other funding sources have been considered. College Ave is also relevant for borrowers who want flexible repayment options, fixed or variable rate choices, or who are applying with a cosigner.
Yes, international students with a valid U.S. Social Security number may be eligible for College Ave private student loans. A qualified cosigner is required for approval.
Yes, a qualified cosigner can help strengthen a private student loan application, especially for students with limited credit history or income. Applying with a cosigner may help borrowers qualify or receive a more competitive rate.
Footnotes
Variable rates may increase after consummation. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.