Graduate Health Professions Student Loans

  • Apply in three minutes and get an instant credit decision
  • Flexible repayment options to fit your budget and no origination fees
  • Defer full payments for up to 48 months after school if you you have a fellowship or residency
Graduate Health Professions Student Loans

Here's our current graduate health professions student loan interest rates:

Variable rates

5.59%

to 14.47% APR

Fixed rates

4.17%

to 14.47% APR

(all rates shown include auto-pay discount)1

Repayment Options

With College Ave, you can make your loan payments fit your life. If you can start making payments during school or make bigger payments, you’ll save money on interest charges once you’re working full-time as a healthcare professional. But don’t worry if that’s not for you; we’ve got choices to help you find a monthly payment that won’t stress your budget.

We know a one-size-fits-all approach doesn’t make sense for your patients. Breathe easy with a tailored student loan for your healthcare degree.

Pay During School

Full Principal & Interest Payments

Start repaying your principal and interest right away to save the most money.

Interest Only Payment

Pay the interest charges each month during school.

Flat Payment

Make $25 payments each month2 during school to reduce your accrued interest.

No In-School Payments

Deferred Payment

No in-school payments required, but you’ll pay more interest over the life of your loan.

Repayment Terms3

You know your budget best, so we give you the power to choose how quickly you pay back your loan.

Apply Now

Slide here to see how you’ll save based on which loan term you choose.

Variable and Fixed Rates Explained

The decision to pursue an advanced health professions degree is often heavily influenced by finances. One of the top considerations is whether you'll choose a variable or fixed interest rate2 student loan. Compare the differences before selecting your loan options.
*all rates shown include auto-pay discount2

Variable Rate

variable icon

5.59%

to 14.47% APR

Variable interest rates are tied to a market index and will fluctuate - up or down - over time with the market. This will change your monthly payment amount.

Changes to the rate are typically based on a publicly available interest rate index such as the prime rate or SOFR.

Fixed Rate

fixed icon

4.17%

to 14.47% APR

Fixed interest rates stay the same for the entire repayment period. You will have the same monthly payment amount every month after entering full repayment.

Learn More About Interest Rates

Compare Graduate Health Professions Student Loans

College Ave Sallie Mae Discover
Number of Repayment Options 3

Not Accepting Applications as of January 31, 2024.

4
Choice of Repayment Terms
Apply in 3 Minutes
Grace Period 6 months 9 months
Deferment During Residency
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*Comparisons based on information obtained on lenders’ websites as of June 14, 2024.

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Advanced Loans For Health Professions Degrees

You’re dedicated to taking care of others, and we’re dedicated to you. We start with great rates, let you decide how quickly you pay back your loan, and back it all up with superior service. You’re confident about becoming a doctor – now you can pay for your graduate health professions degree with confidence too.

What parents and students are saying about us.

Easy and quick process

This is our 3rd student loan with CollegeAve. The most important part is, their process is very easy and it's quick as well to find the decision after pre-approval compared to other providers who generally takes many days before even you know the final decision. Thank you, College Ave team.

Anu

07/28/23

College Ave is a great place to get a student loan

College Ave is a great place to get money for students. The staff is so genuine, friendly and knowledgeable. They put you at ease. It takes the pressure off how am I going to pay for this semester or this year. It's a God sent. The application process is very easy and you don't feel violated or manipulated . And once the application process is finished you find out immediately if you have been approved. I don't know what I would have done if I didn't have College Ave.

Daisy

06/15/23

Highly recommend

I highly recommend College Ave for a student loan. The process was simple and quick. Not a lot of red tape. I like that my student was directly involved as well. Of course we discussed all the options but she ultimately made the decision herself. A good lesson in adulting.

Sandra

05/29/23

Overwhelmed? Don't Be! Just Follow These Easy Steps

person using a laptop with notebooks on the floorperson using a desktop computerlaptop with autopay chart displayed

1

Before school starts, figure out how much you’ll need to borrow. A good estimate is to take your cost of attendance and subtract any scholarships, grants, subsidized federal loans and savings you plan to use.

2

Start shopping around for loans and apply for a private student loan about 30 days before classes start. Decide if you plan to apply with a cosigner and choose your loan term and repayment options.

3

Once approved, we’ll work directly with your school to certify the loan. After the money is sent to your school, be on the lookout for your first loan statement. If you selected an in-school repayment option, consider signing up for auto-pay.

Apply Now for a Loan Check Application Status
person using a laptop with notebooks on the floor

1

Before school starts, figure out how much you’ll need to borrow. A good estimate is to take your cost of attendance and subtract any scholarships, grants, subsidized federal loans and savings you plan to use.

person using a desktop computer

2

Start shopping around for loans and apply for a private student loan about 30 days before classes start. Decide if you plan to apply with a cosigner and choose your loan term and repayment options.

laptop with autopay chart displayed

3

Once approved, we’ll work directly with your school to certify the loan. After the money is sent to your school, be on the lookout for your first loan statement. If you selected an in-school repayment option, consider signing up for auto-pay.

Apply Now for a Loan Check Application Status

FAQ's for Graduate Health Professions Student Loans

Footnotes

1

Variable rates may increase after consummation. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.

2

This informational repayment example uses typical loan terms for a first year graduate health professions student borrower who selects the Flat Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 6.09% fixed Annual Percentage Rate ("APR"): 84 monthly payments of $25 while in school, followed by 96 monthly payments of $167.28 while in the repayment period, for a total amount of payments of $18,158.81. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

3

This informational repayment example uses typical loan terms for a first year graduate health professions student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 5.97% fixed Annual Percentage Rate ("APR"): 120 monthly payments of $168.15 while in the repayment period, for a total amount of payments of $20,177.45. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

4

As certified by your school and less any other financial aid you might receive. Minimum $1,000.

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