With the Ambition Student Mastercard®, everyday purchases and on-time payments add up to good credit history1 – and a bright financial future. From textbooks to take-out, you can establish credit history safely and easily.
It's the best of both worlds:
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| No credit check to qualify |
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| No interest charges2 |
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| No late fees2 |
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| Impacts your credit score1 |
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It only takes minutes to start your credit journey. There is no credit check, and the sign up process is fast & easy.
Set your own credit limit by the amount you put into your Ambition Card account4, 5. To transfer funds, simply download the app and link your existing bank account.
Scan to download the mobile app
You don't have to wait for a physical card to arrive to make purchases. Once funds have been deposited into your Ambition account, you can add your card to your virtual wallet and begin using it right away!
Pay your balance on time each month and you're on your way to a healthy credit history1. We report your payment activity to all three major credit bureaus.
Earn rewards by making a positive impact on your credit history.
Savor the rewards of 1.25% cash back on every purchase of food. That includes take-out and delivery.
Move closer to your goals with 1.25% cash back on rides. Meet up with friends, explore your city, and get to class on time.
Watch your savings grow with 1.25% cash back on streaming. Binge your favorite shows or take in the latest blockbuster.
Earn cash back on every purchase you make!
Still have Questions? We're here to help.
The Ambition Student Card can help students with little or no credit history establish a credit line. It also offers features that help students stay on top of key credit score factors, such as making on time monthly payments and lengthening your credit history over time.
We report to the major credit bureaus - TransUnion®, Experian®, and Equifax® - and we report your VantageScore® credit score right in your account. Watch it change over time as you use your Ambition card!
Unlike traditional student credit cards, the Ambition card helps students build credit history with no interest and no credit check required at application.
The Ambition card is a secured student credit card. The money you deposit into your Ambition deposit account establishes your credit line and available money to spend. The money in your deposit account can be used to pay your monthly balances so that you'll never miss a monthly payment. You will also have a pre-set limit so that you'll only spend what you can contribute to your deposit account - no going over your budget, spending beyond your means, or high utilization on your credit history.
Yes, the Ambition student card is a secured credit card specifically designed for students. The money you add to your Ambition deposit account establishes your credit line and how much you can spend with your Ambition card.
Don't stress if you miss a payment! We will use funds in your deposit account to pay down your balance. However, this will decrease your credit limit and funds available to spend in the future. If you want to restore your credit limit to a higher amount, simply deposit more money into your deposit account from any checking or savings account you already have.
If you're ready to build credit history, the Ambition Card by College Ave is right for you. But it takes time and dedication. The Ambition Card can be a useful tool for a successful financial future. All you have to do is fund your account and make on-time payments each month.
Set up your student card account and download the mobile app to start building credit history1, and easily manage your Ambition Mastercard.
Footnotes
The Ambition Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries—not all factors are equally weighted.
0% Annual Percentage Rate. Account is subject to a monthly account fee of $2, account fee is waived for the initial six-monthly billing cycles.
Cash back rewards are subject to the Ambition Rewards Terms & Conditions.
Credit limit based on amount deposited into the Secured Deposit Account, up to a maximum limit of $2,500.
A minimum deposit of at least $50.00 is required to get started.