Estimate any student loan with our Student Loan Calculator OR check out one of our other advanced student loan calculators to help you understand and estimate your own private student loan options with College Ave.

two person icon

Want to borrow less?

Enter to win our $1,000 monthly scholarship

Enter Now

Let's get started, you've got this.


The Importance of Financial Planning

sitting on a couch

With more repayment options, the less you have to worry. Why? Because the way you repay your loan drives how much you'll save in the end. And if you start making payments sooner-or pay more each month-you can lower the cost of the loan over time. When choosing your repayment options, consider how much you feel comfortable paying each month, and how quickly you hope to have your loan entirely paid off.

This way you'll feel confident that when you make your monthly payment it's working extra-hard for you.

  • Save more money
  • Invest your money more wisely
  • Reduce your risk
  • Reach your financial goals sooner

Frequently Asked Question

Questions you need answer to.

  • What is residency deferment?

    Residency deferment allows you to postpone your Dental School Loan payments during your residency programs, hitting pause on your payments for a period of time. You should contact us in advance if you plan to use this option for your dental school loan. It's important to know that your loan will continue to accrue interest even while in deferment so it's best to make payments if you can to continue paying down your balance.

  • Do I have to start paying back my loan while I’m studying for the bar exam?

    This will depend on the type of loan you take out. You may qualify for a deferment period if you are clerking or working after your graduate.

    If you need extra financial assistance while you're studying for the bar exam, we do offer a separate Bar Study Loan. This allows you to primarily focus on your studies and passing the bar without having to stress over your finances.

  • Which student loans should I refinance?

    A good rule of thumb is to refinance high-interest student loans. Federal student loans have unique benefits that only apply to federal loans. You will forfeit all of those exclusive federal benefits if you refinance your federal student loans with a private lender. Both your federal and private student loans are eligible to be refinanced into one simple, monthly payment.

  • Who is eligible for an undergraduate student loan with College Ave?

    To qualify, undergraduate students with a social security number must be enrolled at an eligible school. International students will need to apply with a qualified cosigner that is a U.S. Citizen or a Permanent Resident. All students must meet the satisfactory academic progress (or SAP) guidelines as defined by their school.

    A cosigner may be needed for student borrowers who do not meet financial, credit, or other requirements of taking out a private loan.

  • Is it cheaper to refinance student loans?

    Generally speaking, the more student debt you have, the more money you can potentially save by refinancing your student loans. Student loan refinancing will only save you money if you qualify for a lower interest rate or choose a shorter repayment term.


Which product best suits you?

Interested in building your credit?

Set sights on a brighter financial future by establishing a positive credit history easily and safely with Ambition Card.

Ambition Card by College Ave
Find My Application