Find Your Best Student Loan
Choosing a private student loan lender can seem overwhelming but doing your research to find the best student loan for you is important, and we encourage you to compare your options. Low interest rates are important, but also be sure to look for lenders with flexible repayment options that can help you match your monthly payments to your budget. Also be on the lookout for any application or origination fees.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 |
3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| No Application or Origination Fees |
|
|
|
*Comparisons based on information obtained on lenders' websites as of February 24th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Loans Designed for Your Field of Study |
|
Limited | Limited |
| Number of Repayment Options |
4 |
3 |
3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| No Application or Origination Fees |
|
|
|
Comparisons based on information obtained on lenders' websites as of January 28th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 | 3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| No Application or Origination Fees |
|
|
|
*Comparisons based on information obtained on lenders’ websites as of February 24th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 | 3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| Grace Period | 12 months | 12 months | 6 months |
| Deferment During Residency |
|
|
|
*Comparisons based on information obtained on lenders’ websites as of January 28th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 | 3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| Grace Period | 9 months | 9 months | 6 months |
| No Application or Origination Fees |
|
|
|
*Comparisons based on information obtained on lenders’ websites as of January 28th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 | 3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| Grace Period | 36 months | 36 months | 6 months |
| Deferment during Residency/Fellowship |
|
|
|
*Comparisons based on information obtained on lenders’ websites as of January 28th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 |
3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| Grace Period | 9 months | 9 months | 6 months |
| Deferment during Clerkship |
|
|
|
*Comparisons based on information obtained on lenders' websites as of January 28th, 2026.
| College Ave | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Number of Repayment Options |
4 |
3 | 3 |
| Select Your Own Repayment Term |
|
Limited | Limited |
| Apply in as Little as 3 Minutes |
|
|
|
| Grace Period | 9 months | 9 months | 6 months |
| Deferment During Residency/Clinical Training |
|
|
|
*Comparisons based on information obtained on lenders’ websites as of January 28th, 2026.
| College Ave | SoFi | Citizens Bank | |
|---|---|---|---|
| Fixed and Variable Interest Rates |
|
|
|
| Application Fees |
|
|
|
| Choice of Loan Terms (How long you take to repay) |
20 |
5 |
5 |
*Comparisons based on information obtained on lenders’ websites as of May 4, 2026.