Major Help. Minor Stress.®

As a leading national company and top 3 lender with deep industry expertise, College Ave delivers a best-in-class experience that also happens to be the most consumer-friendly product suite in the industry. We deliver a simple, clear, and personal college financing experience that reduces stress and empowers students to focus on what matters most: preparing for a bright future.

Certification & Disbursement

Certification Can Be Sent Via

  • ELM
  • iLINK

Disbursement Can Be Sent Via

  • EFT
  • CDS

More Information About Our Products

Resources & Tools

Financial Literacy Materials

College Ave Student loans believes an educated borrower is better able to repay his or her loans successfully. We make financial literacy a top priority, providing in-depth customer education through videos, blog articles, and brochures covering a wide range of topics for students and families and available for schools to use and share at no cost.

youtube videos

Videos To Assist Students With a Variety of Topics

The videos are 2-3 minutes in length and feature relatable student representatives who speak clearly and directly about the topic at hand. Videos are also available on YouTube where schools can link to provide quality financial literacy for their students.

financial literacy

Brochures Addressing Student Financial Literacy Issues

Our brochures are available via digital or print format for schools to use. Contact your College Ave Campus Representative for copies of our financial literacy materials to share with your students.

Frequently Asked Questions

Questions you need answers to

  • What is College Ave Student Loans?

    College Ave Student Loans launched in 2014, with a goal to create private student loan products that help students pay for school as easily and inexpensively as possible.

  • Who is eligible for an undergraduate student loan with College Ave?

    To qualify, undergraduate students with a social security number must be enrolled at an eligible school. International students will need to apply with a qualified cosigner that is a U.S. Citizen or a Permanent Resident. All students must meet the satisfactory academic progress (or SAP) guidelines as defined by their school.

    A cosigner may be needed for student borrowers who do not meet financial, credit, or other requirements of taking out a private loan.

  • Do you require students to make satisfactory academic progress (SAP) in order to receive the loan?

    Yes, we ask the school to verify satisfactory academic progress (SAP) during school certification. The school applies their individual criteria for SAP. In other words, we don’t define SAP, but we do ask the school to confirm that the student is making SAP according to each school’s definition.

  • Can a cosigner be released from a loan?

    Yes. If the borrower meets the following criteria, they can submit an application requesting to remove their cosigner from the loan:

    1. Must be a U.S.Citizen or permanent resident
    2. Half of the original repayment term must have elapsed. (for example, if your loan has a 10-year repayment term the loan is eligible for cosigner release after the 5th year).
    3. Documented annual income is at least twice the balance of outstanding loan(s) (pay stubs, tax returns, or other evidence of income must be submitted).
    4. Pass a credit review and has none of the following:
      1. 30 day or greater delinquency in the last 12 months, and
      2. bankruptcy, foreclosure, or repossession in the last 24 months.

    To submit an application, go to the Document Upload Center. Select the option for 'Cosigner release application' and provide all required information.

  • Do you have multi-year approval?

    With College Ave Multi-Year Peace of Mind® you can get the money you need for your entire degree. 90% of our undergraduate borrowers are approved for additional loans to cover their degree when they apply with a cosigner3. This means less stress for more semesters. This is only available with our Undergraduate Student Loans.

What Our Borrowers Are Up To


borrowers are making on time payments


of borrowers choose an in school repayment option


of all customers choose a repayment term of 10 years or less

Different & Better, A Winning Combo

College Ave has been recognized as one of the Best Private Student Loan lenders by U.S. News & World Report, NerdWallet, and Forbes Advisors.

More Questions?

Send us a note and we'll have your Campus Development representative reach out.


2024 award from, © Forbes Marketplace Operations, Inc.

©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.


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